Friday, February 8, 2008
Things are looking a little better for me. It appears like I should be able to get most of my money back that was stolen. Itís still not 100% guaranteed yet and Iím fidgeting non-stop waiting for my bank to call me to let me know. It looks like Iíll get most back since it seems all the transactions were done in Germany and Switzerland and obviously, I wasnít there.
Many people donít know the difference between a credit card and a debit card. A credit card is when you charge things and at the end of the month, you get one bill. A debit card (which is what mine was) is a card that you can use just like a credit card, except the money comes directly out of your bank account so you donít get one big bill at the end of the month. So, these people who got my debit card number, got access to my bank account, hence why they completely wiped me out of all my money I had been saving all these years.
People also asked how did the thieves get my debit card number in the first place? Well, there are thousands of ways and you hear of a new way these guys can get your numbers daily. They can get it off the internet, from computers in stores and restaurants, they can even get them from ATMís. Nothing is safe. Mostly what these people do is they get card numbers and they sell them to multiple people. Thatís how my card was being done by many people in two countries at once.
Iím a bit angry at my bank for not shutting off my card PRIOR to my entire savings being wiped out for 2 main reasons. 1)The first transaction done on my card by these thieves was for over $3,300!!! That alone should shoot off warning bells and then $1000ís more soon after. Reason 2) This transaction was done in GERMANY!!! Freakiní Hell-O!!! The moment a card is done in another country should make it automatically be shut off and do you guys know why the ONLY reason my card was shut off? Because a store owner in Switzerland was suspicious when one of these thieves tried to use my numbers and he called up the bank to get my information. Itís only because of that store owner that my card was frozen but by then, my money was already gone. So it wasnít even my bank seeing my savings was wiped out, it was a suspicious store owner.
And to add insult to injury I found out yesterday the casino I work at may be closing by the end of the month. It has to do with a bill theyíve been trying to get passed to give tax-relief to our casino and things arenít looking good. So, I may not have a job which is just wonderful (heavy sarcasm). Iíve had a bad week. Iíll probably be back on commenting on peopleís sites this weekend. I need something to keep my mind off all this crap.
Picture of the Day is my kitty, FuzzButt who snuggled with me while I was miserable and sad. Heís a bad boy but he knows when someone needs a good fuzzy cuddle: